The progress layer for your future

Make every deposit count.

Otzar turns money, time, and meaningful action into visible progress. Connect, verify, and build toward the future without moving your money out of your bank.

Start your vault See how it works

Track progress without Otzar taking custody of your funds.

What to expect from Otzar

Your money stays yours

Otzar tracks progress while funds remain in your chosen account.

Proof has levels

Clearly distinguish self-reported, bank-verified, and automatically tracked deposits.

Privacy comes first

Share a milestone or verification badge without revealing the amount.

Deposit → verify → build

One vault for the life you are building.

Financial goals are only part of the picture. Otzar makes every meaningful input measurable—from emergency savings to learning hours and business actions.

Connect

Link an eligible bank account so monetary progress can be recognized without moving funds into Otzar.

Verify

Match qualifying transactions to a goal and distinguish claimed progress from bank-verified deposits.

Build

Turn money, time, action, knowledge, and health into visible goals, streaks, and milestones.

Deposit receipt

$250

Emergency fund · verified

$2,750 saved$5,000 goal

Match the momentum

Create challenges, invite friends, and turn quiet progress into shared accountability.

Straightforward plans

Start with a goal. Scale into a system.

Begin free, then add verification, automation, and shared accountability when you need them.

Starter

Build your first future vault.

$0 / month

Up to 3 active goals
Self-reported deposits
Basic streaks and milestones
Private deposit receipts

Start free

Pro

For automatic, verified momentum.

$7.99 / month

Unlimited goals
Eligible bank verification
Automatic deposit tracking
Progress analytics
30-day challenges

Choose Pro

Family

Build goals and legacy together.

$19.99 / month

Everything in Pro
Shared family vaults
Accountability groups
Collaborative challenges
Advanced goal dashboards

Build together

Connected-account features depend on supported institutions and product availability. Otzar does not hold customer funds.

Clear answers

Before your first deposit

Future you is waiting

Stop wishing. Start depositing.

Create a vault, record your first meaningful action, and make the future you want visible today.

Make your first deposit